Kirti Patel
Financial Strategist
Valued Financial Services LLC
Transfers of Your Wealth
Many people give away much of their wealth unknowingly & unnecessarily
The 5 Major Wealth Transfers
The five major areas where wealth transfers occurs are:
- (1) How you pay for your house (mortgages)
- (2) How you fund your retirement accounts (qualified plans)
- (3) Taxes
- (4) How you pay for children's education costs
- (5) How you pay for major capital purchases like cars, weddings, vacations
I am uniquely trained at helping you eliminate unnecessary losses in these five areas. The average American family saves only 4 cents of every dollar earned and spends the other 96. Most financial advisors focus on providing investment strategies for only those 4 cents.
I take a very different approach where I analyze the entire dollar and specialize in finding areas of your spending that are creating wealth transfers.
Assume you earn $100,000 a year, save 4%, and make a 5% rate of return on your savings that equals $200 in investment returns.
If I can help you find just 2% of your earnings in hidden wealth transfers, you could save $1,920 more a year.
That increases your rate of return on your existing savings from 5% to 48%, without taking any additional risks!
That increases your rate of return on your existing savings from 5% to 48%, without taking any additional risks!
We believe there is more money to be had by avoiding the losses than in trying to pick the winners.
I look forward to working with you to identify potential areas of loss, so you can redirect those funds in a more efficient way.
